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why is vistar amar limited (538565) rising ✌️【Stock Club】✌️ Free stock market analysis and real-time data to help you select the best investment portfolio and achieve stable returns. Mortgage rates topped 7% this week, a key psychological threshold, in a sign of the US housing market’s unrelenting affordability challenges.

why is vistar amar limited (538565) rising ✌️【Stock Club】✌️ Free break-even services and stock analysis to help you recover quickly from losses and increase your chances of making profitable investments. The average rate on a standard, 30-year fixed mortgage was 7.04% in the week ending January 16, according to a survey of lenders released Thursday by Freddie Mac. It’s the fifth consecutive weekly increase and the highest level since May.

why is vistar amar limited (538565) rising ✌️【Stock Club】✌️ Free stock selection service with expert predictions and real-time market insights, providing you with the best investment strategies for long-term success. Mortgage rates this week were nearly a full percentage point higher than in late September, when the Federal Reservebegan to cut interest rates. The yield on the 10-year US Treasury note, which influences mortgage rates, ratcheted higher over the past several weeks on signs of stubborn inflation, but tumbled Wednesday after the latest Consumer Price Index showed progress isback on track.

why is vistar amar limited (538565) rising ✌️【Stock Club】✌️ Real-time updates on global stock trends and expert market analysis to help you select profitable stocks and grow your wealth effectively. The Fed has signaled only two rate cuts this year, which may not come until later in the year, according to Wall Street’s expectations.

In addition to elevated borrowing costs, homebuyers are also contending with home prices that are hovering around all-time highs; and in some regions, surging home insurance premiums.

Buyers could be stuck waiting a while for any meaningful relief: Economists do not expect the housing marketto improve much this yearas mortgage rates will likely remainabove 6% through 2026.That dashes any hopes of homeownership for first-time buyers and low-income households living in metropolitan areas seeing rapid home-price growth such as New York and San Diego.

“The underlying strength of the economy is contributing to this increase in rates. Despite rising rates, Freddie Mac research highlights that consumers can save money if they shop for several different lender quotes,” said Sam Khater, Freddie Mac’s chief economist, in a release.

For decades, demand for housing has outstripped supply nationwide. Freddie Mac estimates there is a housing shortage of 3.7 million units.

“We have an affordability crisis, a housing shortage and for the first time in my lifetime, parents feel the American dream is slipping away from their children,” Scott Bessent, whom President-elect Donald Trump nominated to be his Treasury secretary, said during his confirmation hearing Thursday on Capitol Hill.

However, there weresome welcome improvements on that frontlast year. Total housing inventory increased throughout most of 2024, according to data from the National Association of Realtors, registering at 1.33 million units in the end of November, up 17.7% from a year earlier.

why is vistar amar limited (538565) rising ✌️【Stock Club】✌️ Expert predictions of stock trends to help you select high-potential stocks and achieve stable growth. Real-time global market indices, futures, metals, energy, and agricultural product data to help you seize market opportunities. Some homeowners who had locked in a low mortgage rate before the Fed began to hike interest rates in 2022 have finally thrown in the towel and decided to sell, despite the fact that their new mortgage rate will be higher. That has contributed to the uptick in housing inventory. NAR chief economist Lawrence Yun has said life events such as marriage, divorce and new children eventually force homeowners to sell.

But that phenomenon — known as the lock-in effect — might not come undone a whole lot this year, according to economists. That means persistent housing shortages could continue to push up prices. To make matters worse, persistently elevated borrowing costs could also pump the brakes on the pace of home construction.

Owning a home has become a pipe dream for Jeff Howard, a 35-year-old renter living in Atlanta. Not only has Howard struggled to find a job after obtaining a master’s degree in health care administration in 2019, but he has also maxed out all his credit cards, making homeownership a far-fetched financial goal.

“I’m just watching the news on what the Federal Reserve does with interest rates and just waiting for the housing market to burst open,” Howard said. “I don’t foresee owning a house anywhere in the near or medium term.”

why is vistar amar limited (538565) rising ✌️【Stock Club】✌️ Professional advisors provide accurate market predictions with real-time stock indices, exchange rates, and futures data to help you seize investment opportunities and grow your capital. Most stock quote data provided by BATS. US market indices are shown in real time, except for the S&P 500 which is refreshed every two minutes. All times are ET. Factset: FactSet Research Systems Inc. All rights reserved. Chicago Mercantile: Certain market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S&P Dow Jones Indices LLC and have been licensed for use to S&P Opco, LLC and 【 - Free Stock Tips Group 】. Standard & Poor’s and S&P are registered trademarks of Standard & Poor’s Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. All content of the Dow Jones branded indices Copyright S&P Dow Jones Indices LLC and/or its affiliates. Fair value provided by IndexArb.com. Market holidays and trading hours provided by Copp Clark Limited.

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