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The preferred business sectors include trading, manufacturing, and services, and loans must be used for non-farm related business operations.
The requirement must be less than or equal to Rs 10 lakhs because it is the maximum loan amount allowed under the PMMY plan.
Reasonably High Loan Amount: The PMMY scheme gives a business company up to Rs 10 lakhs.
The loan's conditions are set up to promote the expansion of MSMEs, startups, and small businesses.
The highest loan amount is Rs 10 lakhs, which is a respectable amount to cover a small unit's needs.
Loan disbursement should be simple and hassle-free, according to instructions given to lending institutions like banks, NBFCs, and microfinance organisations.
The majority of tiny units lack the necessary paperwork to satisfy a bank.
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Voter ID, an Aadhaar card, a passport, two copies of passport-sized photos, and, if necessary, documentation of any eligible categories (e.g., SC, ST, OBC).
For their daily business needs, Mudra loan borrowers utilise Mudra Cards, which are comparable to debit cards.
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