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Employees will contribute 10% of their basic pay plus dearness allowance.

The government’s contribution will also increase from 14% to 18.5%.

Of this 18.5% contribution, 8.5% will be allocated to a separate Guarantee Reserve Fund, designed to cover any potential shortfalls in commitments.

In NPS, the government contribution is 14% of pay.quantitative investment strategies for portfolio growth Intelligent AI Investment Tool for Maximum Returns