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Being an adult — and navigating grown-up dreams, relationships and responsibilities — is challenging no matter how old you are (do we ever really know it all?), but by knocking out these five, relatively manageable, adult-y tasks, you’re laying good groundwork for everything else you need to accomplish in 2024 and beyond.

Is there anything more adult-ish than knowing where all your money is? Chances are, there’s a recurring charge in the mix that’s sucking unnecessary funds from your coffers. It doesn’t even need to be big. It could be a streaming service or productivity app you don’t use anymore, or a membership you’ve kept past its usefulness. Besides getting back a little bit of coin, this exercise will remind you to keepregular tabs on those little expensesthat, if left ignored, can turn into big ones.

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Don’t feel silly about making little reminders to check in on people, or a calendar appointment for a nice, long call with your long-distance bestie. What you’ll get out of it is more than worth the effort. (Need to make some new friends? Trying a new fitness activity and joining a creative group areamong several strategiesthat have worked for others. You got this.

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For some reason, we equate adulthood with being stressed every single moment of the day. It makes sense — life is stressful — but to be an effective adult who gets stuff done and has at least a decent relationship with yourself, you need to do something to mitigate all of it. Just 15 minutes a day of any activity that brings you calm — drinking tea,positive self-talk, stretching — is all you need tokick-start a mental health hygiene habit.

“This is the mental health equivalent of brushing your teeth before you need a root canal,” said Dr. Broderick Sawyer, a clinical psychologist in Louisville, Kentucky. It seems simple until you realize how often you forget to do it. That’s why, like all those productive and stressful parts of adulthood, it should become a mindful habit.

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Editor’s note:Not sure how to establish a habit? Try out behavioral scientist Katy Milkman’sfive strategiesfor nailing your New Year’s resolutions.

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