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It is issued by a centralized company called Tether and is used to minimize volatility in an investor's portfolio.

It is also widely accepted as a payment method and is supported on multiple blockchains.

USDT is often used in conjunction with cryptocurrency debit cards and is popular in the decentralized finance (DeFi) space for lending and borrowing.

It is the third-largest cryptocurrency by market capitalization and is backed by reserves in cash and cash equivalents, allowing token holders to redeem their USDT for USD.

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Maintaining that value should be straightforward as every USDT is backed by reserves held by the Tether Treasury.

However, Tether’s asset has seen some price fluctuations over the years.USDT hit an all-time high value of $1.32 in July 2018.

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