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If IDBI bank had defaulted in the interest payment it would have provided a negative signal to investors and they would have potentially refrained from participating in AT – 1 bond issues of other banks.
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However, government revenues are nothing but tax payers hard earned money at the disposal of the government.
How will the government then ensure accountability to the tax payers?Will the funds be deployed into good banks or bad banks? At this moment, there seems to be no clarity as to where and what will be the process followed for the disbursement of funds.
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Good banks should be granted a larger share of the funds so that they can help revive the banking industry lending, which was at an all-time low in the first half of 2017.
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venturecatalysts in in india step by step ✌️【365vc.net】✌️Save, invest, and grow! ₹500 to begin, with potential for 100% monthly profits.A declining gross savings to GDP rate to 31% in 2015 – 16 would be a cause of worry as domestic savings are required to finance investments; absence of domestic investment would cause investments to entirely rely on foreign inflows thereby affecting the current account balance of India.Given all of it, extending the recapitalization lifeline to the banking sector is essential for the revival of the economy – a very welcome move by the government.
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J and Basu.
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Hence, this study suggests that banks who manage their operational, profit and liquidity side well tend to have lower Non-performing assets (NPA).
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Further, it should not be treated as an option which is always available – these are real extreme measures and they should thus be treated with the due importance and reverence that it deserves.Indian Savings as % of total savings for the past 4 years: Household sector & Financial Corporations savings dips[1]Professor (Finance and Control Area), Indian Institute of Management Bangalore; Email: sankarshan.basu@iimb.ac.in[3]Additional tier – 1 (AT1) securities and contingent convertible capital instruments, known as CoCo bonds, absorb losses when the capital of the issuing financial institution falls below a supervisor-determined level.venturecatalysts in in india step by step Financial Growth Simplified: Invest ₹500, Earn More