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Investors may look to lock in current high rates and consider long-term FDs.

PPF Interest Rate: As of the latest update for July-September 2024, the PPF interest rate stands at 7.1% per annum, compounded yearly.

The interest rates for small savings plans for the quarter July- Sept 2024 are all unchanged.

The Ministry of Finance has issued guidelines for regularizing irregular National Small Savings schemes accounts.

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