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Repeat offenders could be imprisoned for 5-10 years with fines up to Rs 50 crore.The Centre will have the power to designate an Authority to create, maintain and operate an online database for information on lenders operating in India, and which shall have the facility for the public to search for information about lenders undertaking regulated lending activities and shall also facilitate reporting of illegal lenders or cloned lenders.Besides investigating agencies, the competent Authority would have to share all information to regulators and income tax department.

Considering that the financial services space (particularly with digital lending) has evolved as a dynamic sector in many ways, the regulators have been constantly striving to regulate it responsibly.

Primarily, it has been regulated entities (REs) engaged in unfair practices and lending by unregulated entities.Oil prices went down on Friday due to concerns about slower demand growth in 2025, particularly in China.

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