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In case of the account holder's demise, the account earns interest at the prevailing Post Office Savings Account rate.

If the spouse is a joint holder or sole nominee, the account can be continued till maturity if they are eligible and don't hold another SCSS account.

The Senior Citizen Savings Scheme account allows for early closure at any time, with varying deductions based on the closure period.

If closed within one year, no interest is paid, and any interest received is deducted from the principal.

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To open a Senior Citizen Savings Scheme account, fill out the application form, nomination form, and provide necessary KYC documents (PAN and Aadhaar), photos.

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