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The interest rates for small savings scheme, including Senior Citizen Savings Scheme, are assessed on a quarterly basis by the Ministry of Finance.

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online earning safe experts mutual funds ✌️【365vc.net】✌️Small investment, big returns! Start at ₹500 and grow your wealth month by month. SCSS interest is paid quarterly, starting from the date of deposit to the end of March, June, September, and December for the first time.

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If an account holder does not claim the interest payable each quarter, the unclaimed interest will not accrue additional interest.

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For SCSS accounts at CBS Post Offices, monthly interest can be credited into a savings account at any CBS Post Office.

finance impact of beginners passive income ✌️【365vc.net】✌️₹500 is all it takes to start earning up to 100% monthly. Take control of your financial future! SCSS Eligibility: Individuals above 60 years of age are eligible to open an SCSS account.

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Joint accounts can only be opened with a spouse.

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There shall be only one deposit in the account.

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In the case of an excess deposit, it is immediately refunded to the depositor.

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Interest becomes taxable if the total interest across all SCSS accounts exceeds Rs 50,000 in a financial year, with TDS deducted at the prescribed rate.

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The extension must be applied for within one year of maturity, and the extended account will earn interest at the prevailing rate.

Extended accounts can be closed without deductions after one year from the extension date.

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In case of the account holder's demise, the account earns interest at the prevailing Post Office Savings Account rate.

If the spouse is a joint holder or sole nominee, the account can be continued till maturity if they are eligible and don't hold another SCSS account.

The Senior Citizen Savings Scheme account allows for early closure at any time, with varying deductions based on the closure period.

If closed within one year, no interest is paid, and any interest received is deducted from the principal.

how to invest in tokenized real estate for portfolio diversification ✌️【365vc.net】✌️Start investing in blockchain with just ₹500. Transparent, secure, and highly rewarding! Between one to two years, a 1.5% deduction applies, and between two to five years, a 1% deduction applies.

To open a Senior Citizen Savings Scheme account, fill out the application form, nomination form, and provide necessary KYC documents (PAN and Aadhaar), photos.

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