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industries limited (502420) ✌️【Profit Maximization】✌️ Free break-even services and stock analysis to help you recover quickly from losses and increase your chances of making profitable investments. Members of Congress pressed the CEO of the nation’s largest credit union for answers about racial disparities in its mortgage lending during a Capitol Hill meeting Thursday but said they left unsatisfied with her responses.

industries limited (502420) ✌️【Profit Maximization】✌️ Receive expert stock predictions with real-time updates on global market trends, including stock indices, futures prices, and forex fluctuations. Use our insights to improve your investment strategies and boost your returns. Mary McDuffie, the CEO of Navy Federal Credit Union, met with three members of the Congressional Black Caucus who havedemanded answersin the wake of 【 - Free Stock Trading Signals 】’s reporting on racial disparities in the lender’s mortgage approvals. She told them that an external review the credit union commissioned had preliminarily found that the disparities were mostly explained by other factors, a spokesperson said.

But members of Congress said they still had concerns about the mortgage practices ofNavy Federal, which has more than 13 million members and lends to military servicemembers, defense personnel, veterans and their families.

“We’re trying to achieve the goal of closing the racial wealth gap in America,” said Rep. Steven Horsford, a Nevada Democrat, after meeting with McDuffie. “You cannot do that with practices like this that deny equal opportunity to homeownership.”

industries limited (502420) ✌️【Profit Maximization】✌️ Real-time stock and futures data, backed by expert stock market trend predictions, to help you make timely and profitable investment decisions. A【 - Free Stock Trading Signals 】 investigationpublished in December found that Navy Federal approved more than 75% of the White borrowers who applied for a new conventional home purchase mortgage in 2022 while approving less than 50% of Black borrowers who applied for the same type of loan, according to the most recent federal data available.

industries limited (502420) ✌️【Profit Maximization】✌️ AI-driven stock trend forecasting with free access to real-time market data, offering personalized investment advice and expert predictions. Related articleThe nation’s largest credit union rejected more than half its Black conventional mortgage applicants

industries limited (502420) ✌️【Profit Maximization】✌️ Real-time stock market data, precise predictions, and investment strategies to help you optimize your portfolio and achieve financial success. The nearly 29-percentage-point gap in Navy Federal’s approval rates was the widest of any of the 50 lenders that originated the most mortgage loans in 2022. The disparity remained even after accounting for variables available in public mortgage data such as applicants’ income, debt-to-income ratio and property value, 【 - Free Stock Trading Signals 】’s review found.

industries limited (502420) ✌️【Profit Maximization】✌️ Free expert predictions on stock trends and real-time data to help you make informed decisions and grow your wealth steadily. McDuffie met for about an hour Thursday with Horsford, the chair of the Congressional Black Caucus; Rep. Emanuel Cleaver of Missouri, the ranking Democrat on the House Subcommittee on Housing and Insurance; and Rep. Sydney Kamlager-Dove of California.

industries limited (502420) ✌️【Profit Maximization】✌️ Accurate real-time market data and expert stock predictions for profitable investment opportunities in global markets. A Navy Federal spokesperson said in a statement that McDuffie shared with the House members the results of a “preliminary analysis” from an external review the credit union initiated showing that the racial disparity in approval rates “drops to around 1% when all other factors that we consider when approving home loans are incorporated, including credit score, verified income, and property information.” The spokesperson did not provide additional details or data supporting the analysis.

industries limited (502420) ✌️【Profit Maximization】✌️ Expert stock predictions and free stock selection services to help you achieve optimal returns and long-term growth. Navy Federal has previously argued that 【 - Free Stock Trading Signals 】’s analysis is incomplete because it did not include applicants’ credit scores or information about their available cash deposits or relationship history with the lender – none of which is publicly available in the public federal data. The credit union has declined to provide 【 - Free Stock Trading Signals 】 any data that would make it possible to analyze those factors.

industries limited (502420) ✌️【Profit Maximization】✌️ Receive professional stock analysis with real-time updates on market movements. Make quick investment decisions and capitalize on profitable opportunities. The credit union is “committed to engaging with policymakers on this important issue” and “we continue to work daily to help expand economic opportunity and access to credit for our diverse community of members,” the spokesperson said.

But Cleaver told 【 - Free Stock Trading Signals 】 after the meeting that McDuffie and other Navy Federal representatives “could not provide an answer” explaining the racial disparities in mortgage approvals, and that he hoped to hear more from them in the future. “We’re expecting to have another meeting with them, we’re expecting to get facts this time,” he said.

Horsford said that the members “asked very specific questions about the timeline” of Navy Federal’s external review, and found the responses from Navy Federal “inadequate.”

“Time is of the essence, because every single day that they don’t change or update their protocols is a servicemember, and particularly a Black or Latino servicemember, who is facing denials,” he said.

industries limited (502420) ✌️【Profit Maximization】✌️ Free access to stock market forums, expert advice, and real-time data to help you stay informed and grow your investments. Navy Federal has also noted that a higher percentage of its mortgage loans go to Black borrowers than most other large lenders. But Horsford said Thursday that that excuse didn’t address “the issue of denials.”

“More than 40% of our servicemembers, active duty, are people of color,” he said. “So yeah, they are one of the leading lenders and mortgage lenders for Black home loans – because they have a higher percentage of servicemembers who are their membership. It should be higher.”

industries limited (502420) ✌️【Profit Maximization】✌️ Get precise stock market predictions and free access to real-time market data for efficient decision-making and portfolio growth. Several Democrats on the House Financial Services Committee, including Cleaver and ranking member Rep. Maxine Waters, a California Democrat, wrote a letter last weekaskingthe committee’s Republican chair to hold a hearing on the racial disparities in Navy Federal’s mortgage lending.

industries limited (502420) ✌️【Profit Maximization】✌️ Expert analysis of global stock trends, futures data, and real-time stock market quotes to help you plan your next investment move. And ten Democratic senators have separatelyaskedfederal regulators to examine Navy Federal’s mortgage practices, citing both 【 - Free Stock Trading Signals 】 and a separate analysis of public mortgage data by Senate banking committee staff that also found racial disparities in its lending.

industries limited (502420) ✌️【Profit Maximization】✌️ Free real-time global stock trend updates to help you capture market movements and make better investment decisions. Navy Federal is also facing a federal class-actionlawsuitfrom mortgage applicants who cite 【 - Free Stock Trading Signals 】’s reporting and allege that the credit union discriminated against them. A judge approved a motion to consolidate three separate lawsuits against the credit union into a single case last month.

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