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carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Expert market predictions with real-time global market, futures, metals, and energy data to help you stay in tune with market trends. Members of Congress pressed the CEO of the nation’s largest credit union for answers about racial disparities in its mortgage lending during a Capitol Hill meeting Thursday but said they left unsatisfied with her responses.

carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Expert stock predictions and free stock selection services to help you achieve optimal returns and long-term growth. Mary McDuffie, the CEO of Navy Federal Credit Union, met with three members of the Congressional Black Caucus who havedemanded answersin the wake of 【 - Free Exclusive Group 】’s reporting on racial disparities in the lender’s mortgage approvals. She told them that an external review the credit union commissioned had preliminarily found that the disparities were mostly explained by other factors, a spokesperson said.

But members of Congress said they still had concerns about the mortgage practices ofNavy Federal, which has more than 13 million members and lends to military servicemembers, defense personnel, veterans and their families.

“We’re trying to achieve the goal of closing the racial wealth gap in America,” said Rep. Steven Horsford, a Nevada Democrat, after meeting with McDuffie. “You cannot do that with practices like this that deny equal opportunity to homeownership.”

carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Free stock selection service with expert predictions and real-time market insights, providing you with the best investment strategies for long-term success. A【 - Free Exclusive Group 】 investigationpublished in December found that Navy Federal approved more than 75% of the White borrowers who applied for a new conventional home purchase mortgage in 2022 while approving less than 50% of Black borrowers who applied for the same type of loan, according to the most recent federal data available.

carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Real-time updates on global stock trends and expert market analysis to help you select profitable stocks and grow your wealth effectively. Related articleThe nation’s largest credit union rejected more than half its Black conventional mortgage applicants

carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Expert predictions of stock trends to help you select high-potential stocks and achieve stable growth. Real-time global market indices, futures, metals, energy, and agricultural product data to help you seize market opportunities. The nearly 29-percentage-point gap in Navy Federal’s approval rates was the widest of any of the 50 lenders that originated the most mortgage loans in 2022. The disparity remained even after accounting for variables available in public mortgage data such as applicants’ income, debt-to-income ratio and property value, 【 - Free Exclusive Group 】’s review found.

carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Professional advisors provide accurate market predictions with real-time stock indices, exchange rates, and futures data to help you seize investment opportunities and grow your capital. McDuffie met for about an hour Thursday with Horsford, the chair of the Congressional Black Caucus; Rep. Emanuel Cleaver of Missouri, the ranking Democrat on the House Subcommittee on Housing and Insurance; and Rep. Sydney Kamlager-Dove of California.

carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Precise stock selection service to help you avoid losses and quickly recover and grow. Provides real-time global market, metals, energy, and agricultural product data to assist you in making informed decisions. A Navy Federal spokesperson said in a statement that McDuffie shared with the House members the results of a “preliminary analysis” from an external review the credit union initiated showing that the racial disparity in approval rates “drops to around 1% when all other factors that we consider when approving home loans are incorporated, including credit score, verified income, and property information.” The spokesperson did not provide additional details or data supporting the analysis.

carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Free stock market analysis and real-time data to help you select the best investment portfolio and achieve stable returns. Navy Federal has previously argued that 【 - Free Exclusive Group 】’s analysis is incomplete because it did not include applicants’ credit scores or information about their available cash deposits or relationship history with the lender – none of which is publicly available in the public federal data. The credit union has declined to provide 【 - Free Exclusive Group 】 any data that would make it possible to analyze those factors.

carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Expert predictions with real-time stock trends, futures prices, and exchange rate changes to help you select stocks accurately and increase investment returns. The credit union is “committed to engaging with policymakers on this important issue” and “we continue to work daily to help expand economic opportunity and access to credit for our diverse community of members,” the spokesperson said.

But Cleaver told 【 - Free Exclusive Group 】 after the meeting that McDuffie and other Navy Federal representatives “could not provide an answer” explaining the racial disparities in mortgage approvals, and that he hoped to hear more from them in the future. “We’re expecting to have another meeting with them, we’re expecting to get facts this time,” he said.

Horsford said that the members “asked very specific questions about the timeline” of Navy Federal’s external review, and found the responses from Navy Federal “inadequate.”

“Time is of the essence, because every single day that they don’t change or update their protocols is a servicemember, and particularly a Black or Latino servicemember, who is facing denials,” he said.

carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Free real-time stock data analysis to help you capture global market trends and steadily grow your capital. Navy Federal has also noted that a higher percentage of its mortgage loans go to Black borrowers than most other large lenders. But Horsford said Thursday that that excuse didn’t address “the issue of denials.”

“More than 40% of our servicemembers, active duty, are people of color,” he said. “So yeah, they are one of the leading lenders and mortgage lenders for Black home loans – because they have a higher percentage of servicemembers who are their membership. It should be higher.”

carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Expert predictions of stock trends with real-time stock indices, metals, energy, and agricultural product data to help you make efficient investment decisions. Several Democrats on the House Financial Services Committee, including Cleaver and ranking member Rep. Maxine Waters, a California Democrat, wrote a letter last weekaskingthe committee’s Republican chair to hold a hearing on the racial disparities in Navy Federal’s mortgage lending.

carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Precise stock market trend predictions with free real-time quotes for India stocks, US stocks, and European stocks to help you seize the best investment timing. And ten Democratic senators have separatelyaskedfederal regulators to examine Navy Federal’s mortgage practices, citing both 【 - Free Exclusive Group 】 and a separate analysis of public mortgage data by Senate banking committee staff that also found racial disparities in its lending.

carborundum universal limited (carboruniv) ✌️【Flexible Hours】✌️ Professional investment advisors provide real-time market data to help you analyze stock trends and select high-potential stocks, increasing capital growth. Navy Federal is also facing a federal class-actionlawsuitfrom mortgage applicants who cite 【 - Free Exclusive Group 】’s reporting and allege that the credit union discriminated against them. A judge approved a motion to consolidate three separate lawsuits against the credit union into a single case last month.

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