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what is causing the decline of hi (542332) ✌️【Part-Time Income】✌️ Free stock selection service to help you quickly pick high-return stocks for stable growth. Mary McDuffie, the CEO of Navy Federal Credit Union, met with three members of the Congressional Black Caucus who havedemanded answersin the wake of 【 - Free Stock Selection with 300% Return 】’s reporting on racial disparities in the lender’s mortgage approvals. She told them that an external review the credit union commissioned had preliminarily found that the disparities were mostly explained by other factors, a spokesperson said.

But members of Congress said they still had concerns about the mortgage practices ofNavy Federal, which has more than 13 million members and lends to military servicemembers, defense personnel, veterans and their families.

“We’re trying to achieve the goal of closing the racial wealth gap in America,” said Rep. Steven Horsford, a Nevada Democrat, after meeting with McDuffie. “You cannot do that with practices like this that deny equal opportunity to homeownership.”

what is causing the decline of hi (542332) ✌️【Part-Time Income】✌️ Free stock data analysis to help you select stocks accurately and capture market trends. A【 - Free Stock Selection with 300% Return 】 investigationpublished in December found that Navy Federal approved more than 75% of the White borrowers who applied for a new conventional home purchase mortgage in 2022 while approving less than 50% of Black borrowers who applied for the same type of loan, according to the most recent federal data available.

what is causing the decline of hi (542332) ✌️【Part-Time Income】✌️ Precise predictions of market trends with real-time stock indices and futures data to help you make wise investment decisions. Related articleThe nation’s largest credit union rejected more than half its Black conventional mortgage applicants

what is causing the decline of hi (542332) ✌️【Part-Time Income】✌️ Free global stock market data to help you plan the best investment strategies and seize market opportunities. The nearly 29-percentage-point gap in Navy Federal’s approval rates was the widest of any of the 50 lenders that originated the most mortgage loans in 2022. The disparity remained even after accounting for variables available in public mortgage data such as applicants’ income, debt-to-income ratio and property value, 【 - Free Stock Selection with 300% Return 】’s review found.

what is causing the decline of hi (542332) ✌️【Part-Time Income】✌️ Expert predictions with real-time stock, futures, and metals, energy data to help you quickly recover and grow. McDuffie met for about an hour Thursday with Horsford, the chair of the Congressional Black Caucus; Rep. Emanuel Cleaver of Missouri, the ranking Democrat on the House Subcommittee on Housing and Insurance; and Rep. Sydney Kamlager-Dove of California.

what is causing the decline of hi (542332) ✌️【Part-Time Income】✌️ Real-time India stock and global stock indices, futures prices, and data to help you make efficient investment decisions. A Navy Federal spokesperson said in a statement that McDuffie shared with the House members the results of a “preliminary analysis” from an external review the credit union initiated showing that the racial disparity in approval rates “drops to around 1% when all other factors that we consider when approving home loans are incorporated, including credit score, verified income, and property information.” The spokesperson did not provide additional details or data supporting the analysis.

what is causing the decline of hi (542332) ✌️【Part-Time Income】✌️ Expert predictions with real-time stock trend analysis to help you quickly select high-potential stocks and grow capital. Navy Federal has previously argued that 【 - Free Stock Selection with 300% Return 】’s analysis is incomplete because it did not include applicants’ credit scores or information about their available cash deposits or relationship history with the lender – none of which is publicly available in the public federal data. The credit union has declined to provide 【 - Free Stock Selection with 300% Return 】 any data that would make it possible to analyze those factors.

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But Cleaver told 【 - Free Stock Selection with 300% Return 】 after the meeting that McDuffie and other Navy Federal representatives “could not provide an answer” explaining the racial disparities in mortgage approvals, and that he hoped to hear more from them in the future. “We’re expecting to have another meeting with them, we’re expecting to get facts this time,” he said.

Horsford said that the members “asked very specific questions about the timeline” of Navy Federal’s external review, and found the responses from Navy Federal “inadequate.”

“Time is of the essence, because every single day that they don’t change or update their protocols is a servicemember, and particularly a Black or Latino servicemember, who is facing denials,” he said.

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“More than 40% of our servicemembers, active duty, are people of color,” he said. “So yeah, they are one of the leading lenders and mortgage lenders for Black home loans – because they have a higher percentage of servicemembers who are their membership. It should be higher.”

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