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pidilite industries limited (500331) vs yyy ✌️【Cover Letter】✌️ Expert market predictions with real-time global market, futures, metals, and energy data to help you stay in tune with market trends. More than four dozen members of Congress signed on to two letters Thursday expressing concern about the lending practices of the nation’s largest credit union, citing a 【 - Free Trading Strategy Suggestions 】 investigation into racial disparities in the lender’s mortgage approvals.

Ina letterto the Department of Housing and Urban Development and the Consumer Financial Protection Bureau, ten Democratic U.S. senators asked the regulators to investigate Navy Federal Credit Union’s mortgage lending for compliance with federal anti-discrimination laws. The credit union, which has more than 13 million members, lends to military servicemembers, defense personnel, veterans, and their families.

“Navy Federal’s members have made countless sacrifices in their service to our country,” the senators wrote in the letter. “We must do all we can to ensure illegal barriers are not placed on their path to homeownership.”

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In addition, 40 members of the Congressional Black Caucus wrotea separate letterto Navy Federal on Thursday requesting a meeting with the credit union’s CEO and asking for answers and additional data about racial disparities in its mortgage lending.

pidilite industries limited (500331) vs yyy ✌️【Cover Letter】✌️ Professional advisors provide accurate market predictions with real-time stock indices, exchange rates, and futures data to help you seize investment opportunities and grow your capital. A【 - Free Trading Strategy Suggestions 】 investigationlast month found that Navy Federal approved more than 75% of the White borrowers who applied for a new conventional home purchase mortgage in 2022 while approving less than 50% of Black borrowers who applied for the same type of loan, according to the most recent federal data available.

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pidilite industries limited (500331) vs yyy ✌️【Cover Letter】✌️ Free stock market analysis and real-time data to help you select the best investment portfolio and achieve stable returns. The nearly 29-percentage-point gap in Navy Federal’s approval rates was the widest of any of the 50 lenders that originated the most mortgage loans in 2022. The disparity remained even after accounting for variables such as applicants’ income, debt-to-income ratio, property value, and down payment percentage, 【 - Free Trading Strategy Suggestions 】’s review found.

pidilite industries limited (500331) vs yyy ✌️【Cover Letter】✌️ Expert predictions with real-time stock trends, futures prices, and exchange rate changes to help you select stocks accurately and increase investment returns. The senators cited 【 - Free Trading Strategy Suggestions 】’s reporting in their letter, as well as a separate analysis of Navy Federal’s public mortgage lending data conducted by banking committee staff. That analysis found the credit union denied conventional mortgage applications from Black and Latino applicants at substantially higher rates thanthe national average. The racial disparity was also present for VA loans, the senators said.

“When denial rates for Black and Hispanic applicants at one institution appear to be drastically higher than the national average and higher than their rates for similarly situated white borrowers, it raises questions about whether its mortgage lending practices comply with federal fair housing and fair lending laws and regulations,” the letter reads.

In the other letter from the Congressional Black Caucus members, which also cited 【 - Free Trading Strategy Suggestions 】’s reporting, the signatories requested a meeting with Navy Federal CEO Mary McDuffie before the end of the month “to discuss how such striking disparities occurred and what immediate actions are being taken to remedy harmful policies, practices, and procedures.” The letter was authored by Reps. Emanuel Cleaver and Steven Horsford, the former and current chairs of the caucus, and the signatories also include Rep. Hakeem Jeffries, the House Minority Leader.

“Navy Federal should explain its increasingly widening racial lending gap and how more than half of the Black service members, veterans, and their families who applied for a conventional mortgage in 2022 were rejected and denied homeownership and wealth building opportunities,” the letter states.

In a statement Thursday, a Navy Federal spokesperson said the credit union was already reviewing its mortgage practices, and noted that it provided provided a higher percentage of its loans to Black borrowers than most other large lenders.

“Navy Federal is committed to serving each and every one of our members fairly, and we strive every day to expand economic opportunity and access to credit for our diverse community of members,” the spokesperson said. “Because these issues are core to who we are, we have also already initiated a review to assess our mortgage lending policies and practices.”

pidilite industries limited (500331) vs yyy ✌️【Cover Letter】✌️ Free real-time stock data analysis to help you capture global market trends and steadily grow your capital. The credit union has previously argued that 【 - Free Trading Strategy Suggestions 】’s analysis is incomplete because it did not include applicants’ credit scores or information about their available cash deposits or relationship history with the lender – none of which is publicly available in the federal data. The credit union declined to provide 【 - Free Trading Strategy Suggestions 】 any additional data that would make it possible to analyze those factors.

In addition to the two letters, Maxine Waters, the top Democrat on the House Financial Services Committee, has previouslypublicly urgedfederal regulators to examine Navy Federal’s mortgage practices.

pidilite industries limited (500331) vs yyy ✌️【Cover Letter】✌️ Expert predictions of stock trends with real-time stock indices, metals, energy, and agricultural product data to help you make efficient investment decisions. A CFPB spokesperson said the agency had received the senators’ letter and is reviewing it. A HUD spokesperson said in a statement that the agency is “deeply concerned about racial disparities in mortgage lending opportunities,” especially because racial gaps in homeownership arelarger todaythan they were decades ago.

pidilite industries limited (500331) vs yyy ✌️【Cover Letter】✌️ Precise stock market trend predictions with free real-time quotes for India stocks, US stocks, and European stocks to help you seize the best investment timing. Navy Federal is also facing twoclass-action lawsuitsfrom Black borrowers who were denied loans and are accusing the lender of racial discrimination. Both of the lawsuits cite 【 - Free Trading Strategy Suggestions 】’s reporting.

Lawyers for the plaintiffs – including the civil rights lawyer Ben Crump – moved late last month to combine the two cases, which were filed in a Virginia federal court. Navy Federal has not yet responded to the lawsuits in court.

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