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Its primary use case is in bridging currencies for global payments, with additional applications in decentralised finance, tokenisation, and everyday transactions.

Created by McCaleb, Britto, and Schwartz in 2012, XRP’s ecosystem continues to evolve, driven by a global community of developers and validators.The original founders pre-mined (created at the time of the ledger’s launch) 100 billion XRP tokens in 2012.

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personal finance ✌️【365vc.net】✌️From ₹500 to unlimited potential. Safe and reliable investments with high monthly returns.The founders provided Ripple with 80 billion tokens to fund future operations and development, while the founders divided the remaining XRP among themselves.Unlike bitcoin and other mined cryptocurrencies, where new coins enter the market in the form of block rewards, XRP enters circulation whenever Ripple decides to sell coins from its pre-mined stash on the secondary market.In 2017, the company transferred 55 billion of its 80 billion XRP tokens into anescrow accountfrom which it could sell a maximum of 1 billion tokens per month on the secondary market.

Ripple did that to improve the transparency and predictability of XRP sales.

XRP held in escrow are “undistributed” whereas the rest (including XRP held by Ripple in wallets) is distributed (i.e.

circulating supply).At the end of each month, unsold tokens are returned to escrow and re-distributed at a later period.

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