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Its primary use case is in bridging currencies for global payments, with additional applications in decentralised finance, tokenisation, and everyday transactions.

Created by McCaleb, Britto, and Schwartz in 2012, XRP’s ecosystem continues to evolve, driven by a global community of developers and validators.The original founders pre-mined (created at the time of the ledger’s launch) 100 billion XRP tokens in 2012.

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XRP held in escrow are “undistributed” whereas the rest (including XRP held by Ripple in wallets) is distributed (i.e.

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